Phase I General Program Information

Fraud Alert: Mississippi Development Authority will not ask for credit card or bank account information or ask you to pay any fees. If you are asked for any of this information, please contact us at 866-369-6302.

The Homeowner's Grant Program Phase I is designed to provide financial assistance to those homeowners outside the flood plain whose homeowner's insurance did not cover structural flood damage. Single-family homes, owner-occupied duplexes and manufactured housing including mobile homes are eligible for grants under this program.

Under Hurricane Katrina Homeowner's Grant Program, homeowners may receive up to $150,000 or the insured value of their home times the percentage of damage the home received (whichever is less), less any insurance or FEMA payments for structural damage. If homeowners have an SBA disaster loan, SBA will perform a duplication of benefit analysis to determine if the grant proceeds would be used to repay the loan. In addition, if homeowners must elevate their houses when rebuilding to reduce the risk of damage from future storms, they may be eligible for up to $30,000 to cover the higher cost of construction.  

Application Guidebook
A printable Application Worksheet is available here. Spanish and Vietnamese language versions are also available.

New Phases
A new phase of a comprehensive approach to meet critical housing needs for victims of Hurricane Katrina on the Mississippi Coast has been identified.  This Phase II has been submitted to HUD and more detailed information will be provided when approved.  More Information about Phase II is available here

Other housing assistance programs are under development by state and federal authorities.  In addition, a number of resources are available here.

This grant program is sponsored by the State of Mississippi and the US Department of Housing and Urban Development.

Homeowner Assistance Call Center
For questions call:
Toll-Free: 866-369-6302
Jackson area: 601-576-5700